Personal loans in Beaverton, OR
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Beaverton, OR.
The median household in Beaverton earns $98,622 a year, 19% above the Oregon median of $83,011. About 10% of residents live below the federal poverty line, and 49.5% of households rent their home.
Oregon law that applies in Beaverton
| Rate cap | The finance charge, as an APR, may not exceed the greater of 36% or 30 percentage points above the Federal Reserve discount window primary credit rate, set each January. |
|---|---|
| License required | Yes. |
| Loan sizes covered | Consumer finance loans of $50,000 or less. |
Full rules with statute citations: Personal Loans in Oregon. Cities in Oregon cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Beaverton
Here's what to have on hand before you start your personal loan request in Beaverton:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Beaverton
What Beaverton borrowers use it for
the fastest options online
Car repairskeep getting to work while the shop fixes it
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Loans for your situation
How to get a personal loan in Beaverton
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Beaverton
20 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 3 | 11601 Sw Beaverton Hillsdale Hwy, Beaverton 97005 |
| U.S. Bank National Association | 3 | 4505 Sw Hall Blvd, Beaverton 97005 |
| BMO Bank National Association | 3 | 9950 Sw Nimbus Ave, Beaverton 97008 |
| JPMorgan Chase Bank, National Association | 3 | 14700 Sw Teal Blvd, Beaverton 97007 |
| Bank of America, National Association | 2 | 12280 Sw Canyon Rd, Beaverton 97005 |
| KeyBank National Association | 1 | 4735 Sw Hall Blvd, Beaverton 97005 |
| Columbia Bank | 1 | 12255 Southwest First Street, Beaverton 97005 |
| Heritage Bank | 1 | 9515 Ne Windsor St, Beaverton 97006 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Beaverton
12 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| First Technology | 2929 Sw Cedar Hills Blvd Bldg 19, Beaverton 97005 |
| Onpoint Community | 2755 Sw Cedar Hills Blvd Ste 100, Beaverton 97005 |
| Peak | 2597 Sw Cedar Hills Blvd Ste 110, Beaverton 97005 |
| Rivermark Community | 2905 Sw Cedar Hills Blvd, Beaverton 97005 |
| Unitus Community | 3215 Sw Cedar Hills Blvd, Beaverton 97005 |
| Oregonians | 11240 Sw Allen Blvd, Beaverton 97005 |
| Nw Priority | 4875 Sw Griffith Dr Ste 105, Beaverton 97005 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Washington County · Payday Loans in Beaverton · Title Loans in Beaverton
Frequently asked questions
Can I get a personal loan with bad credit in Beaverton?
Possibly. Lenders in our network consider applicants with fair and bad credit across Oregon, including Beaverton. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Beaverton, OR?
36% APR (or discount rate plus 30 points) on licensed loans up to $50,000.
How fast can I get a personal loan in Beaverton?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
What credit score do I need for a personal loan?
There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in Beaverton with our free 3-minute form.
How do installment loans work in Beaverton?
You apply, the lender reviews your income and credit profile, and if you're approved you receive a lump sum deposited into your bank account. You then repay it in equal scheduled payments over an agreed term, with interest built in. Your agreement shows each payment amount and date before you sign. Beaverton residents can see installment loan offers with our free 3-minute form.
Can I get an emergency loan with bad credit in Beaverton?
Yes, many emergency loan lenders consider borrowers with bad credit. They often put more weight on your current income and ability to repay than on past credit problems. Approval isn't guaranteed, but applying through our network lets you reach multiple lenders with a single request instead of applying again and again. Beaverton residents can see if they qualify in about 3 minutes.
How long does it take to get a personal loan in Beaverton?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Beaverton.
What is an installment loan?
An installment loan is money you borrow and repay in fixed, scheduled payments, usually every two weeks or monthly, until it's paid off. Personal loans, auto loans and many short-term loans are installment loans. Because repayment is spread out, each payment is smaller than a lump sum. Lenders in our network offer installment loans from $100 to $5,000 to Beaverton borrowers who qualify.
Do I need to visit a store in Beaverton?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.