Payday loans in Red Hill, SC
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Red Hill, SC.
The median household in Red Hill earns $68,250 a year, about the same as the South Carolina median of $69,324. About 19% of residents live below the federal poverty line, and 25.5% of households rent their home. When an unexpected bill hits before payday, Red Hill residents can request $100 to $1,000 online in minutes.
South Carolina law that applies in Red Hill
| Maximum loan | No more than $550 advanced to you at one time, not counting the fee. |
|---|---|
| Fee cap | The fee may not exceed 15% of the principal and may be charged only once per agreement. |
| Rollovers | Not allowed. |
| Loans at once | One payday loan at a time, with any licensee. |
| Payment plan | Once every 12 months, if you cannot repay, you may choose an extended payment plan. |
Full rules with statute citations: Payday Loans in South Carolina. Cities in South Carolina cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Red Hill
Lenders that serve Red Hill typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Red Hill
What Red Hill borrowers use it for
deposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Holiday expensesgifts and travel without maxing a card
Loans for your situation
How to get a payday loan in Red Hill
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve South Carolina.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
South Carolina does not set a single per-$100 fee cap for this product; check the lender's disclosure. $15 per $100 is shown as an example.
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Horry County
109 FDIC-insured bank branches from 21 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Conway National Bank | 14 | 1400 3rd Ave, Conway 29526 |
| Anderson Brothers Bank | 11 | Eighth Avenue, Aynor 29511 |
| Truist Bank | 10 | 2619 N Oak St, Myrtle Beach 29577 |
| United Bank | 7 | 991 38th Ave N, Myrtle Beach 29577 |
| Pinnacle Bank | 6 | 3650 Main St, Loris 29569 |
| The Citizens Bank | 6 | 1020 Highway 17 N, North Myrtle Beach 29582 |
| TD Bank, National Association | 6 | 300 Highway 17 N, Surfside Beach 29575 |
| United Community Bank | 6 | 5009 Broad St, Loris 29569 |
| Wells Fargo Bank, National Association | 6 | 210 Highway 17 N, North Myrtle Beach 29582 |
| SouthState Bank, National Association | 6 | 4331 Robert M Grissom Pkwy, Myrtle Beach 29577 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Horry County
9 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Corning | 8703 Highway 17 Byp S, Myrtle Beach 29575 |
| South Carolina | 970 Wood Duck Dr, Myrtle Beach 29577 |
| Carolina Trust | 2518 Main St, Conway 29526 |
| Santee Cooper Credit Union | 1232 Farrow Pkwy Ste A, Myrtle Beach 29577 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Horry County · Personal Loans in Red Hill · Title Loans in Red Hill
Frequently asked questions
Can I get a payday loan in Red Hill, SC?
Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39. You can request one online from Red Hill through our network; approval and terms are set by the lender.
How much can I borrow with a payday loan in Red Hill?
No more than $550 advanced to you at one time, not counting the fee.
How fast can I get a payday loan in Red Hill?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
Is a payday loan the same as a cash advance?
The terms are often used interchangeably. A payday loan is sometimes called a cash advance because it advances money against your next paycheck. A credit card cash advance is different: you withdraw cash against your card's credit limit, which requires available credit on a card. If you don't have card credit to tap, a payday loan through our network is a fast option. Check your options in about 3 minutes.
Do payday loans show up on your credit report?
Many payday lenders do not report regular, on-time payments to the three major credit bureaus, so the loan often doesn't appear on a standard credit report. Some lenders and specialty bureaus do track short-term loans, and an unpaid balance sent to collections can be reported. Your lender explains its reporting policy in the loan agreement. Ready to compare offers in Red Hill? Our form takes about 3 minutes.
How do payday loans work in Red Hill?
You fill out a short online request, a lender reviews your income and banking details, and if you're approved you see the amount, fee and due date before you sign. Funds are typically deposited into your checking account, often by the next business day. On your due date, repayment is usually taken from that same account. Red Hill residents can start the process online in about 3 minutes.
Is a payday loan installment or revolving credit?
A traditional payday loan is neither. It's a single-payment loan: you borrow a set amount and repay it, plus the fee, in one payment on your due date. An installment loan spreads repayment over several scheduled payments, and revolving credit, like a credit card, lets you borrow repeatedly up to a limit. Depending on South Carolina rules, lenders may offer payday or installment options. Compare them in about 3 minutes.
Is a payday loan secured or unsecured?
A payday loan is an unsecured loan. You don't put up a car, home or other property as collateral. Instead, lenders base their decision mainly on your income and checking account, and repayment is usually scheduled from that account on your due date. That keeps the process quick, since there's nothing to appraise. Red Hill residents can see if they qualify in about 3 minutes.
Do I need to visit a store in Red Hill?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.