Payday loans in Hurst, TX
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hurst, TX.
The median household in Hurst earns $72,210 a year, 8% below the Texas median of $78,476. About 11% of residents live below the federal poverty line, and 42.0% of households rent their home. When an unexpected bill hits before payday, Hurst residents can request $100 to $1,000 online in minutes.
Texas law that applies in Hurst
| Fee cap | No state cap on the credit access business fee. |
|---|---|
| Rollovers | State law does not ban refinancing. |
Full rules with statute citations: Payday Loans in Texas. Cities in Texas cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Hurst
Here's what to have on hand before you start your payday loan request in Hurst:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Hurst
What Hurst borrowers use it for
cover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Loans for your situation
How to get a payday loan in Hurst
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve Texas.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
Texas does not set a single per-$100 fee cap for this product; check the lender's disclosure. $15 per $100 is shown as an example.
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Hurst
9 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 2 | 1440 Precinct Line Rd, Hurst 76053 |
| JPMorgan Chase Bank, National Association | 1 | 1800 Precinct Line Rd, Hurst 76054 |
| BOKF, National Association | 1 | 500 Grapevine Hwy, Hurst 76054 |
| NBT Financial Bank | 1 | 2080 Precinct Line Rd, Hurst 76054 |
| Bank of America, National Association | 1 | 8625 Bedford Euless Rd, Hurst 76053 |
| PNC Bank, National Association | 1 | 1121 W Bedford Euless Rd, Hurst 76053 |
| The American National Bank of Texas | 1 | 2101 Precinct Line Rd, Hurst 76054 |
| First National Bank Texas | 1 | 1732 Precinct Line Rd, Hurst 76054 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Hurst
5 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| American Airlines | 656 Grapevine Hwy, Hurst 76054 |
| Eecu | 1600 Campus Dr, Hurst 76054 |
| Texas Trust | 103 W Harwood Rd, Hurst 76054 |
| Mobility Credit Union | 606 Grapevine Hwy, Hurst 76054 |
| Tarrant County'S Credit Union | 645 Grapevine Hwy Ste 130, Hurst 76054 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Tarrant County · Personal Loans in Hurst · Title Loans in Hurst
Frequently asked questions
Can I get a payday loan in Hurst, TX?
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender. You can request one online from Hurst through our network; approval and terms are set by the lender.
How fast can I get a payday loan in Hurst?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
Is a payday loan installment or revolving credit?
A traditional payday loan is neither. It's a single-payment loan: you borrow a set amount and repay it, plus the fee, in one payment on your due date. An installment loan spreads repayment over several scheduled payments, and revolving credit, like a credit card, lets you borrow repeatedly up to a limit. Depending on Texas rules, lenders may offer payday or installment options. Compare them in about 3 minutes.
Do payday lenders in Hurst check your credit?
Most payday lenders check something, but it often isn't a traditional credit report. Many focus on income and banking history and may use alternative credit data or a soft check instead of a hard pull from the major bureaus. Each lender sets its own process and will tell you what it reviews. Submitting our form is free, and you can see if you qualify in about 3 minutes.
How much does a payday loan cost in Hurst?
No state cap on the credit access business fee. Your lender shows the exact fee, total amount to repay, due date and APR before you sign, so you know the full cost upfront. There's no charge to use our form, and you're never obligated to accept an offer. Compare what lenders offer Hurst borrowers in about 3 minutes.
Is a payday loan the same as a cash advance?
The terms are often used interchangeably. A payday loan is sometimes called a cash advance because it advances money against your next paycheck. A credit card cash advance is different: you withdraw cash against your card's credit limit, which requires available credit on a card. If you don't have card credit to tap, a payday loan through our network is a fast option. Check your options in about 3 minutes.
What is a payday loan in Hurst?
A payday loan is a small, short-term loan, usually a few hundred dollars, that you repay in one payment on or around your next payday. Borrowers in Hurst can request one online from home instead of visiting a storefront. Through our free form you can be matched with lenders in our network, with amounts depending on the lender and Texas rules. See if you qualify in about 3 minutes.
Do I need to visit a store in Hurst?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.