Personal loans in Hurst, TX
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hurst, TX.
The median household in Hurst earns $72,210 a year, 8% below the Texas median of $78,476. About 11% of residents live below the federal poverty line, and 42.0% of households rent their home.
Texas law that applies in Hurst
| Rate cap | Under the true-daily-earnings method: 30% a year on the part of the cash advance up to the first bracket, 24% up to the second, and 18% up to the third. |
|---|---|
| License required | A Chapter 342 license is required to make, transact or negotiate loans that charge more than other law allows. |
| Loan sizes covered | The tiered rates apply to cash advances up to $23,000 (2026-27 bracket). |
Full rules with statute citations: Personal Loans in Texas. Cities in Texas cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Hurst
Here's what to have on hand before you start your personal loan request in Hurst:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Hurst
What Hurst borrowers use it for
deposits, trucks and first-week expenses
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Loans for your situation
How to get a personal loan in Hurst
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Hurst
9 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 2 | 1440 Precinct Line Rd, Hurst 76053 |
| JPMorgan Chase Bank, National Association | 1 | 1800 Precinct Line Rd, Hurst 76054 |
| BOKF, National Association | 1 | 500 Grapevine Hwy, Hurst 76054 |
| NBT Financial Bank | 1 | 2080 Precinct Line Rd, Hurst 76054 |
| Bank of America, National Association | 1 | 8625 Bedford Euless Rd, Hurst 76053 |
| PNC Bank, National Association | 1 | 1121 W Bedford Euless Rd, Hurst 76053 |
| The American National Bank of Texas | 1 | 2101 Precinct Line Rd, Hurst 76054 |
| First National Bank Texas | 1 | 1732 Precinct Line Rd, Hurst 76054 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Hurst
5 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| American Airlines | 656 Grapevine Hwy, Hurst 76054 |
| Eecu | 1600 Campus Dr, Hurst 76054 |
| Texas Trust | 103 W Harwood Rd, Hurst 76054 |
| Mobility Credit Union | 606 Grapevine Hwy, Hurst 76054 |
| Tarrant County'S Credit Union | 645 Grapevine Hwy Ste 130, Hurst 76054 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Tarrant County · Payday Loans in Hurst · Title Loans in Hurst
Frequently asked questions
Can I get a personal loan with bad credit in Hurst?
Possibly. Lenders in our network consider applicants with fair and bad credit across Texas, including Hurst. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Hurst, TX?
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans made July 1, 2026 to June 30, 2027). Small loans up to $1,840 may instead use an acquisition charge plus a monthly handling charge, which produces much higher APRs.
How fast can I get a personal loan in Hurst?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Where can I find a loan for bad credit in Hurst?
You can apply at local banks and lenders in Hurst, or go online to reach more lenders at once. Banks often have stricter credit requirements, while many online lenders consider all credit types. Our free form sends one request to multiple lenders in our network, so you don't have to apply one by one. Many applicants get a decision within minutes.
How can I get an emergency loan in Hurst?
Unexpected bills happen, and an online emergency loan can help you handle them quickly. Fill out our 3-minute form with your income and bank details, and lenders in our network will review your request. Many make decisions within minutes, and approved funds are often deposited by the next business day. Amounts range from $100 to $5,000, and you're never obligated to accept an offer.
How do I apply for a personal loan with bad credit in Hurst?
Start by gathering your ID, proof of income and bank account details. Then complete our online form with accurate information about your income and the amount you need. Lenders in our network review your request, and many respond within minutes. Asking for an amount that fits your income can improve your chances. If you're approved, you'll review the full terms before signing.
Are personal loans bad for your credit?
Not necessarily. Checking offers often uses a soft inquiry that doesn't affect your score, though a lender may do a hard pull before final approval. Once you have the loan, on-time payments can help build your credit history, especially with lenders that report to the major bureaus, while missed payments can lower your score. Hurst residents can see their options in about 3 minutes.
Can I get an emergency loan with bad credit in Hurst?
Yes, many emergency loan lenders consider borrowers with bad credit. They often put more weight on your current income and ability to repay than on past credit problems. Approval isn't guaranteed, but applying through our network lets you reach multiple lenders with a single request instead of applying again and again. Hurst residents can see if they qualify in about 3 minutes.
Do I need to visit a store in Hurst?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.