Personal loans in Hollywood, FL
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hollywood, FL.
The median household in Hollywood earns $67,203 a year, 10% below the Florida median of $74,568. About 15% of residents live below the federal poverty line, and 41.1% of households rent their home.
Florida law that applies in Hollywood
| Rate cap | 36% a year on the first $10,000 of principal, 30% on the part from $10,000 to $20,000, and 24% on the part from $20,000 to $25,000. |
|---|---|
| License required | Yes. |
| Loan sizes covered | Loans of $25,000 or less (including lines of credit up to $25,000). |
Full rules with statute citations: Personal Loans in Florida. Cities in Florida cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Hollywood
Most Hollywood applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Hollywood
What Hollywood borrowers use it for
handle the unexpected the same week
Rent duecover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Loans for your situation
How to get a personal loan in Hollywood
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Hollywood
30 FDIC-insured bank branches from 15 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 5 | 6015 Washington St, Hollywood 33023 |
| Bank of America, National Association | 4 | 1900 Tyler St, Hollywood 33020 |
| JPMorgan Chase Bank, National Association | 4 | 5545 Sheridan St, Hollywood 33021 |
| Truist Bank | 3 | 1800 S Young Cir, Hollywood 33020 |
| Centennial Bank | 2 | 4601 Sheridan St, Hollywood 33021 |
| PNC Bank, National Association | 2 | 1837 Tyler St, Hollywood 33020 |
| TD Bank, National Association | 2 | 5171 Sheridan St, Hollywood 33021 |
| Natbank, National Association | 1 | 4031 Oakwood Blvd, Hollywood 33020 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Hollywood
9 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Space Coast | 5353 Sheridan St, Hollywood 33021 |
| Brightstar | 3400 N University Dr, Hollywood 33024 |
| Memorial Employees Financial | 3501 Johnson St, Hollywood 33021 |
| Sun | 4205 Hollywood Blvd, Hollywood 33021 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Broward County · Payday Loans in Hollywood · Title Loans in Hollywood
Frequently asked questions
Can I get a personal loan with bad credit in Hollywood?
Possibly. Lenders in our network consider applicants with fair and bad credit across Florida, including Hollywood. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Hollywood, FL?
Licensed consumer finance lenders: 36% a year on the first $10,000, lower tiers above, for loans up to $25,000.
How fast can I get a personal loan in Hollywood?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
What is an installment loan?
An installment loan is money you borrow and repay in fixed, scheduled payments, usually every two weeks or monthly, until it's paid off. Personal loans, auto loans and many short-term loans are installment loans. Because repayment is spread out, each payment is smaller than a lump sum. Lenders in our network offer installment loans from $100 to $5,000 to Hollywood borrowers who qualify.
How do installment loans work in Hollywood?
You apply, the lender reviews your income and credit profile, and if you're approved you receive a lump sum deposited into your bank account. You then repay it in equal scheduled payments over an agreed term, with interest built in. Your agreement shows each payment amount and date before you sign. Hollywood residents can see installment loan offers with our free 3-minute form.
What credit score do I need for a personal loan?
There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in Hollywood with our free 3-minute form.
How long does it take to get a personal loan in Hollywood?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Hollywood.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
Do I need to visit a store in Hollywood?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.