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Loans in Broward County, FL: payday, personal & title options

Florida law verified 2026-10-25 · County data updated 2026-10-25

Residents of Broward County follow Florida lending law: payday loans are legal, car title loans are legal, and personal installment loans are available from licensed and online lenders. Here is local income data, every bank and credit union in the county, and how to request offers.

Request a payday loan in Broward County

✓ Free to use✓ About 3 minutes✓ No obligation✓ Bad credit OK to apply
  1. 1 Choose an amount and fill out the form
  2. 2 Get matched with a lender in our network
  3. 3 Review your offer and get funded, often next business day

Tip: apply on a weekday morning for the best chance of funding by the next business day.

No hard credit inquiry on our end; lenders may check your credit. Not a lender; approval, amount and terms come from the lender. Example: $1,000 over 12 months at 35.99% APR ≈ $100.46/month.

$77,633
Median household income (state $74,568)
12.2%
Below poverty line (state 12.6%)
5.4%
Unemployment rate (state 4.8%)
1,977,129
Residents

U.S. Census Bureau, ACS 2020–2024 5-year estimates for Broward County, FL.

The median household in Broward County earns $77,633 a year, about the same as the Florida median of $74,568. About 12% of residents live below the federal poverty line, and 36.4% of households rent their home.

What you need for a payday loan in Broward County

Lenders that serve Broward County typically ask for the following:

  • Be 18 or older (19 in some states) and a US resident
  • A government-issued photo ID
  • A steady source of income — a job, benefits or self-employment
  • An active checking account in your name for the deposit
  • A working phone number and email address

Popular loan amounts in Broward County

What Broward County borrowers use it for

Loans for your situation

Which loans are available in Broward County

Banks and credit unions in Broward County

Banks with branches in Broward County

370 FDIC-insured bank branches from 44 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.

BankBranchesExample location
Bank of America, National Association521900 Tyler St, Hollywood 33020
Wells Fargo Bank, National Association502401 E Atlantic Boulevard, Pompano Beach 33062
JPMorgan Chase Bank, National Association458975 W Atlantic Blvd, Coral Springs 33071
Truist Bank411800 S Young Cir, Hollywood 33020
TD Bank, National Association237345 W Oakland Park Blvd, Fort Lauderdale 33319
PNC Bank, National Association20400 N Federal Hwy, Fort Lauderdale 33301
Citibank, National Association163660 W Hillsboro Blvd, Deerfield Beach 33442
Centennial Bank152205 S University Dr, Davie 33324
Regions Bank141799 W Oakland Park Blvd, Oakland Park 33311
BankUnited, National Association135819 N University Dr, Tamarac 33321

Source: FDIC BankFind Suite, retrieved Oct 2026.

Credit unions in Broward County

63 credit-union locations from 22 credit unions.

Credit unionLocation
American Airlines1100 Lee Wagener Blvd Ste 101, Fort Lauderdale 33315
Miami299 E Broward Blvd, Ft Lauderdale 33301
Navy Federal Credit Union15759 Pines Blvd, Pembroke Pines 33027
Space Coast6260 Powerline Rd, Fort Lauderdale 33309
Publix Employees219 N University Dr, Pembroke Pines 33024
Educational11295 Miramar Pkwy, Miramar 33025
Ithink Financial1500 Nw 62Nd St, Fort Lauderdale 33309
Dade County179 N Hiatus Rd, Pembroke Pines 33026
Justice2030 Sw 145Th Ave, Pembroke Pines 33027
First Florida3281 W Hallandale Beach Blvd, Pembroke Park 33023
Tropical Financial3050 Corporate Way, Miramar 33025
Brightstar3400 N University Dr, Hollywood 33024

Source: NCUA credit union branch data, June 30, 2026.

Cities in Broward County

All Florida counties and cities

Frequently asked questions

Are payday loans legal in Broward County?

Broward County follows Florida law. Payday loans (called deferred presentment transactions) are legal in Florida from lenders licensed by the Office of Financial Regulation, under Part IV of Chapter 560, Florida Statutes.

Are title loans legal in Broward County?

Car title loans are legal in Florida from lenders licensed under the Florida Title Loan Act (Chapter 537), with interest capped at 18%-30% a year depending on loan size.

Where can I get a small loan in Broward County?

Options include 370 bank and 63 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.

How do I get a loan in Broward County?

Fill out our short online form from anywhere in Broward County. We share it with lenders in our network that serve Florida; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.

Can I get an emergency loan in Broward County?

Yes. When an unexpected bill comes up, Broward County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.

Where can I get a loan in Broward County, FL?

You can apply at banks, credit unions and lenders in Broward County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Florida residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.

Can I get a loan in Broward County with bad credit?

Yes, many lenders in our network work with Broward County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.

Can I apply for a loan online in Broward County?

Yes. You don't need to visit a branch or storefront anywhere in Broward County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Florida. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.

Free · about 3 min · no obligationSee if you qualify