Personal loans in Pompano Beach, FL
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pompano Beach, FL.
The median household in Pompano Beach earns $67,195 a year, 10% below the Florida median of $74,568. About 15% of residents live below the federal poverty line, and 44.5% of households rent their home.
Florida law that applies in Pompano Beach
| Rate cap | 36% a year on the first $10,000 of principal, 30% on the part from $10,000 to $20,000, and 24% on the part from $20,000 to $25,000. |
|---|---|
| License required | Yes. |
| Loan sizes covered | Loans of $25,000 or less (including lines of credit up to $25,000). |
Full rules with statute citations: Personal Loans in Florida. Cities in Florida cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Pompano Beach
Here's what to have on hand before you start your personal loan request in Pompano Beach:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Pompano Beach
What Pompano Beach borrowers use it for
pay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
How to get a personal loan in Pompano Beach
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Pompano Beach
21 FDIC-insured bank branches from 12 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 3 | 2401 E Atlantic Boulevard, Pompano Beach 33062 |
| Truist Bank | 3 | 1409 E Atlantic Blvd, Pompano Beach 33060 |
| JPMorgan Chase Bank, National Association | 3 | 2285 N Federal Hwy, Pompano Beach 33062 |
| Bank of America, National Association | 2 | 900 W Sample Rd, Pompano Beach 33064 |
| BankUnited, National Association | 2 | 2100 E Atlantic Blvd, Pompano Beach 33062 |
| PNC Bank, National Association | 2 | 289 S Pompano Pkwy, Pompano Beach 33069 |
| Natbank, National Association | 1 | 1231 S Federal Hwy, Pompano Beach 33062 |
| Desjardins Bank, National Association | 1 | 2741 E Atlantic Blvd, Pompano Beach 33062 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pompano Beach
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Brightstar | 1600 S Federal Hwy Ste 101, Pompano Beach 33062 |
| Pompano Beach City Emp. | 420 Ne 19Th Ave, Pompano Beach 33060 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Broward County · Payday Loans in Pompano Beach · Title Loans in Pompano Beach
Frequently asked questions
Can I get a personal loan with bad credit in Pompano Beach?
Possibly. Lenders in our network consider applicants with fair and bad credit across Florida, including Pompano Beach. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Pompano Beach, FL?
Licensed consumer finance lenders: 36% a year on the first $10,000, lower tiers above, for loans up to $25,000.
How fast can I get a personal loan in Pompano Beach?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Where can I find a loan for bad credit in Pompano Beach?
You can apply at local banks and lenders in Pompano Beach, or go online to reach more lenders at once. Banks often have stricter credit requirements, while many online lenders consider all credit types. Our free form sends one request to multiple lenders in our network, so you don't have to apply one by one. Many applicants get a decision within minutes.
How long does it take to get a personal loan in Pompano Beach?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Pompano Beach.
What is an installment loan?
An installment loan is money you borrow and repay in fixed, scheduled payments, usually every two weeks or monthly, until it's paid off. Personal loans, auto loans and many short-term loans are installment loans. Because repayment is spread out, each payment is smaller than a lump sum. Lenders in our network offer installment loans from $100 to $5,000 to Pompano Beach borrowers who qualify.
What credit score do I need for a personal loan?
There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in Pompano Beach with our free 3-minute form.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
Do I need to visit a store in Pompano Beach?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.