Personal loans in Tigard, OR
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Tigard, OR.
The median household in Tigard earns $108,823 a year, 31% above the Oregon median of $83,011. About 7% of residents live below the federal poverty line, and 38.3% of households rent their home.
Oregon law that applies in Tigard
| Rate cap | The finance charge, as an APR, may not exceed the greater of 36% or 30 percentage points above the Federal Reserve discount window primary credit rate, set each January. |
|---|---|
| License required | Yes. |
| Loan sizes covered | Consumer finance loans of $50,000 or less. |
Full rules with statute citations: Personal Loans in Oregon. Cities in Oregon cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Tigard
Lenders that serve Tigard typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Tigard
What Tigard borrowers use it for
deposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Rent duecover a short gap before payday
Loans for your situation
How to get a personal loan in Tigard
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Tigard
14 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| JPMorgan Chase Bank, National Association | 3 | 11354 Sw Durham Rd, Tigard 97224 |
| Wells Fargo Bank, National Association | 2 | 11760 Sw Hall Blvd, Tigard 97223 |
| KeyBank National Association | 2 | 12744 Sw North Dakota St, Tigard 97223 |
| Columbia Bank | 2 | 6610 Sw Cardinal Ln, Tigard 97224 |
| U.S. Bank National Association | 1 | 15900 Sw 116th Ave, Tigard 97224 |
| WaFd Bank | 1 | 15444 Sw Pacific Hwy, Tigard 97224 |
| Bank of America, National Association | 1 | 15905 Sw 116th Ave, Tigard 97224 |
| Mechanics Bank | 1 | 16230 Sw Pacific Hwy, Tigard 97224 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Tigard
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Onpoint Community | 11565 Sw Pacific Hwy, Tigard 97223 |
| Rivermark Community | 12262 Sw Scholls Ferry Rd, Tigard 97223 |
| Unitus Community | 7495 Sw Bridgeport Rd, Tigard 97224 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Washington County · Payday Loans in Tigard · Title Loans in Tigard
Frequently asked questions
Can I get a personal loan with bad credit in Tigard?
Possibly. Lenders in our network consider applicants with fair and bad credit across Oregon, including Tigard. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Tigard, OR?
36% APR (or discount rate plus 30 points) on licensed loans up to $50,000.
How fast can I get a personal loan in Tigard?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
How do I apply for a personal loan with bad credit in Tigard?
Start by gathering your ID, proof of income and bank account details. Then complete our online form with accurate information about your income and the amount you need. Lenders in our network review your request, and many respond within minutes. Asking for an amount that fits your income can improve your chances. If you're approved, you'll review the full terms before signing.
What is an installment loan?
An installment loan is money you borrow and repay in fixed, scheduled payments, usually every two weeks or monthly, until it's paid off. Personal loans, auto loans and many short-term loans are installment loans. Because repayment is spread out, each payment is smaller than a lump sum. Lenders in our network offer installment loans from $100 to $5,000 to Tigard borrowers who qualify.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
How can I get an emergency loan in Tigard?
Unexpected bills happen, and an online emergency loan can help you handle them quickly. Fill out our 3-minute form with your income and bank details, and lenders in our network will review your request. Many make decisions within minutes, and approved funds are often deposited by the next business day. Amounts range from $100 to $5,000, and you're never obligated to accept an offer.
How long does it take to get a personal loan in Tigard?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Tigard.
Do I need to visit a store in Tigard?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.