Personal loans in Pembroke Pines, FL
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pembroke Pines, FL.
The median household in Pembroke Pines earns $85,104 a year, 14% above the Florida median of $74,568. About 10% of residents live below the federal poverty line, and 30.4% of households rent their home.
Florida law that applies in Pembroke Pines
| Rate cap | 36% a year on the first $10,000 of principal, 30% on the part from $10,000 to $20,000, and 24% on the part from $20,000 to $25,000. |
|---|---|
| License required | Yes. |
| Loan sizes covered | Loans of $25,000 or less (including lines of credit up to $25,000). |
Full rules with statute citations: Personal Loans in Florida. Cities in Florida cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Pembroke Pines
Here's what to have on hand before you start your personal loan request in Pembroke Pines:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Pembroke Pines
What Pembroke Pines borrowers use it for
pay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Loans for your situation
How to get a personal loan in Pembroke Pines
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Pembroke Pines
30 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of America, National Association | 6 | 16350 Pines Blvd, Pembroke Pines 33027 |
| Wells Fargo Bank, National Association | 4 | 702 N University Dr, Pembroke Pines 33024 |
| JPMorgan Chase Bank, National Association | 4 | 390 S Flamingo Rd, Pembroke Pines 33027 |
| TD Bank, National Association | 3 | 7999 Pines Blvd, Pembroke Pines 33024 |
| Regions Bank | 2 | 8020 Pines Blvd, Pembroke Pines 33024 |
| Truist Bank | 2 | 11200 Pines Blvd, Pembroke Pines 33026 |
| Citibank, National Association | 2 | 18395 Pines Blvd, Pembroke Pines 33029 |
| Fifth Third Bank, National Association | 2 | 199 N University Dr, Pembroke Pines 33024 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pembroke Pines
13 credit-union locations from 10 credit unions.
| Credit union | Location |
|---|---|
| Navy Federal Credit Union | 15759 Pines Blvd, Pembroke Pines 33027 |
| Space Coast | 151 Sw 184Th Ave, Pembroke Pines 33029 |
| Publix Employees | 219 N University Dr, Pembroke Pines 33024 |
| Dade County | 179 N Hiatus Rd, Pembroke Pines 33026 |
| Justice | 2030 Sw 145Th Ave, Pembroke Pines 33027 |
| Brightstar | 12405 Taft St, Pembroke Pines 33028 |
| We Florida Financial | 9560 Pines Blvd, Pembroke Pines 33024 |
| Power Financial | 2020 Nw 150Th Ave, Pembroke Pines 33028 |
| Memorial Employees Financial | 703 N Flamingo Rd, Pembroke Pines 33028 |
| Sun | 701 Promenade Dr Ste 105, Pembroke Pines 33026 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Broward County · Payday Loans in Pembroke Pines · Title Loans in Pembroke Pines
Frequently asked questions
Can I get a personal loan with bad credit in Pembroke Pines?
Possibly. Lenders in our network consider applicants with fair and bad credit across Florida, including Pembroke Pines. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Pembroke Pines, FL?
Licensed consumer finance lenders: 36% a year on the first $10,000, lower tiers above, for loans up to $25,000.
How fast can I get a personal loan in Pembroke Pines?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Are personal loans bad for your credit?
Not necessarily. Checking offers often uses a soft inquiry that doesn't affect your score, though a lender may do a hard pull before final approval. Once you have the loan, on-time payments can help build your credit history, especially with lenders that report to the major bureaus, while missed payments can lower your score. Pembroke Pines residents can see their options in about 3 minutes.
How can I get an emergency loan in Pembroke Pines?
Unexpected bills happen, and an online emergency loan can help you handle them quickly. Fill out our 3-minute form with your income and bank details, and lenders in our network will review your request. Many make decisions within minutes, and approved funds are often deposited by the next business day. Amounts range from $100 to $5,000, and you're never obligated to accept an offer.
How long does it take to get a personal loan in Pembroke Pines?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Pembroke Pines.
Can I get an emergency loan with bad credit in Pembroke Pines?
Yes, many emergency loan lenders consider borrowers with bad credit. They often put more weight on your current income and ability to repay than on past credit problems. Approval isn't guaranteed, but applying through our network lets you reach multiple lenders with a single request instead of applying again and again. Pembroke Pines residents can see if they qualify in about 3 minutes.
Where can I find a loan for bad credit in Pembroke Pines?
You can apply at local banks and lenders in Pembroke Pines, or go online to reach more lenders at once. Banks often have stricter credit requirements, while many online lenders consider all credit types. Our free form sends one request to multiple lenders in our network, so you don't have to apply one by one. Many applicants get a decision within minutes.
Do I need to visit a store in Pembroke Pines?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.