Payday loans in Coconut Creek, FL
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Coconut Creek, FL.
The median household in Coconut Creek earns $75,014 a year, about the same as the Florida median of $74,568. About 11% of residents live below the federal poverty line, and 35.2% of households rent their home. When an unexpected bill hits before payday, Coconut Creek residents can request $100 to $1,000 online in minutes.
Florida law that applies in Coconut Creek
| Maximum loan | $500 per single-payment loan (not counting fees). |
|---|---|
| Fee cap | Single-payment loan: fees may not exceed 10% of the amount provided, plus a verification fee (OFR states this as $5.00). |
| Rollovers | Not allowed. |
| Loans at once | One at a time, across all lenders. |
| Payment plan | Single-payment loans: if you cannot pay by the end of the term, the lender must give you a 60-day grace period at no extra charge, as long as you make an appointment with an approved consumer credit counseling agency within 7 days and finish counseling within… |
Full rules with statute citations: Payday Loans in Florida. Cities in Florida cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Coconut Creek
Lenders that serve Coconut Creek typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Coconut Creek
What Coconut Creek borrowers use it for
the fastest options online
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
How to get a payday loan in Coconut Creek
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve Florida.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
Florida does not set a single per-$100 fee cap for this product; check the lender's disclosure. $15 per $100 is shown as an example.
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Coconut Creek
10 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of America, National Association | 2 | 6650 N State Road 7, Coconut Creek 33073 |
| JPMorgan Chase Bank, National Association | 2 | 4809 Coconut Creek Pkwy, Coconut Creek 33063 |
| Citibank, National Association | 1 | 4807 Coconut Creek Pkwy, Coconut Creek 33063 |
| Wells Fargo Bank, National Association | 1 | 5321 Lyons Rd, Coconut Creek 33073 |
| PNC Bank, National Association | 1 | 6990 N State Rd 7, Coconut Creek 33073 |
| Truist Bank | 1 | 4850 Wiles Rd, Coconut Creek 33073 |
| Regions Bank | 1 | 4808 Coconut Creek Pkwy, Coconut Creek 33063 |
| TD Bank, National Association | 1 | 6700 N State Road 7, Coconut Creek 33073 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Broward County
63 credit-union locations from 22 credit unions.
| Credit union | Location |
|---|---|
| American Airlines | 1100 Lee Wagener Blvd Ste 101, Fort Lauderdale 33315 |
| Miami | 299 E Broward Blvd, Ft Lauderdale 33301 |
| Navy Federal Credit Union | 15759 Pines Blvd, Pembroke Pines 33027 |
| Space Coast | 6260 Powerline Rd, Fort Lauderdale 33309 |
| Publix Employees | 219 N University Dr, Pembroke Pines 33024 |
| Educational | 11295 Miramar Pkwy, Miramar 33025 |
| Ithink Financial | 1500 Nw 62Nd St, Fort Lauderdale 33309 |
| Dade County | 179 N Hiatus Rd, Pembroke Pines 33026 |
| Justice | 2030 Sw 145Th Ave, Pembroke Pines 33027 |
| First Florida | 3281 W Hallandale Beach Blvd, Pembroke Park 33023 |
| Tropical Financial | 3050 Corporate Way, Miramar 33025 |
| Brightstar | 3400 N University Dr, Hollywood 33024 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Broward County · Personal Loans in Coconut Creek · Title Loans in Coconut Creek
Frequently asked questions
Can I get a payday loan in Coconut Creek, FL?
Payday loans (called deferred presentment transactions) are legal in Florida from lenders licensed by the Office of Financial Regulation, under Part IV of Chapter 560, Florida Statutes. You can request one online from Coconut Creek through our network; approval and terms are set by the lender.
How much can I borrow with a payday loan in Coconut Creek?
$500 per single-payment loan (not counting fees). For an installment payday loan, neither the check amount nor the outstanding balance may exceed $1,000.
How fast can I get a payday loan in Coconut Creek?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
Do payday loans show up on your credit report?
Many payday lenders do not report regular, on-time payments to the three major credit bureaus, so the loan often doesn't appear on a standard credit report. Some lenders and specialty bureaus do track short-term loans, and an unpaid balance sent to collections can be reported. Your lender explains its reporting policy in the loan agreement. Ready to compare offers in Coconut Creek? Our form takes about 3 minutes.
Where can I get a payday loan in Coconut Creek?
You can visit a storefront in Coconut Creek or request a loan online without leaving home. Our free form sends one request to multiple lenders in our network, so you don't have to apply store by store. If a lender makes you an offer, you review the terms and decide whether to accept, with no obligation. It takes about 3 minutes to see if you qualify.
How do payday loans work in Coconut Creek?
You fill out a short online request, a lender reviews your income and banking details, and if you're approved you see the amount, fee and due date before you sign. Funds are typically deposited into your checking account, often by the next business day. On your due date, repayment is usually taken from that same account. Coconut Creek residents can start the process online in about 3 minutes.
Is a payday loan installment or revolving credit?
A traditional payday loan is neither. It's a single-payment loan: you borrow a set amount and repay it, plus the fee, in one payment on your due date. An installment loan spreads repayment over several scheduled payments, and revolving credit, like a credit card, lets you borrow repeatedly up to a limit. Depending on Florida rules, lenders may offer payday or installment options. Compare them in about 3 minutes.
What is a payday loan in Coconut Creek?
A payday loan is a small, short-term loan, usually a few hundred dollars, that you repay in one payment on or around your next payday. Borrowers in Coconut Creek can request one online from home instead of visiting a storefront. Through our free form you can be matched with lenders in our network, with amounts depending on the lender and Florida rules. See if you qualify in about 3 minutes.
Do I need to visit a store in Coconut Creek?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.