Payday loans in Coral Springs, FL
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Coral Springs, FL.
The median household in Coral Springs earns $93,602 a year, 26% above the Florida median of $74,568. About 8% of residents live below the federal poverty line, and 39.7% of households rent their home. When an unexpected bill hits before payday, Coral Springs residents can request $100 to $1,000 online in minutes.
Florida law that applies in Coral Springs
| Maximum loan | $500 per single-payment loan (not counting fees). |
|---|---|
| Fee cap | Single-payment loan: fees may not exceed 10% of the amount provided, plus a verification fee (OFR states this as $5.00). |
| Rollovers | Not allowed. |
| Loans at once | One at a time, across all lenders. |
| Payment plan | Single-payment loans: if you cannot pay by the end of the term, the lender must give you a 60-day grace period at no extra charge, as long as you make an appointment with an approved consumer credit counseling agency within 7 days and finish counseling within… |
Full rules with statute citations: Payday Loans in Florida. Cities in Florida cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Coral Springs
Here's what to have on hand before you start your payday loan request in Coral Springs:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Coral Springs
What Coral Springs borrowers use it for
pay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Holiday expensesgifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Loans for your situation
How to get a payday loan in Coral Springs
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve Florida.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
Florida does not set a single per-$100 fee cap for this product; check the lender's disclosure. $15 per $100 is shown as an example.
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Coral Springs
30 FDIC-insured bank branches from 17 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 5 | 3201 N University Dr, Coral Springs 33065 |
| JPMorgan Chase Bank, National Association | 5 | 8975 W Atlantic Blvd, Coral Springs 33071 |
| Bank of America, National Association | 4 | 1470 Coral Ridge Dr, Coral Springs 33071 |
| Truist Bank | 3 | 1890 N University Dr, Coral Springs 33071 |
| Regions Bank | 1 | 2425 N University Dr, Coral Springs 33065 |
| SouthState Bank, National Association | 1 | 10385 Royal Palm Blvd, Coral Springs 33065 |
| Citibank, National Association | 1 | 2789 N University Dr, Coral Springs 33065 |
| Flagstar Bank, National Association | 1 | 3001 N University Dr, Coral Springs 33065 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Coral Springs
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Space Coast | 11505 W Sample Rd, Coral Springs 33065 |
| Broward Healthcare | 3000 Coral Hills Dr, Coral Springs 33065 |
| Priorityone Credit Union Of Florida | 1700 N University Dr Ste 100, Coral Springs 33071 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Broward County · Personal Loans in Coral Springs · Title Loans in Coral Springs
Frequently asked questions
Can I get a payday loan in Coral Springs, FL?
Payday loans (called deferred presentment transactions) are legal in Florida from lenders licensed by the Office of Financial Regulation, under Part IV of Chapter 560, Florida Statutes. You can request one online from Coral Springs through our network; approval and terms are set by the lender.
How much can I borrow with a payday loan in Coral Springs?
$500 per single-payment loan (not counting fees). For an installment payday loan, neither the check amount nor the outstanding balance may exceed $1,000.
How fast can I get a payday loan in Coral Springs?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
Do payday lenders in Coral Springs check your credit?
Most payday lenders check something, but it often isn't a traditional credit report. Many focus on income and banking history and may use alternative credit data or a soft check instead of a hard pull from the major bureaus. Each lender sets its own process and will tell you what it reviews. Submitting our form is free, and you can see if you qualify in about 3 minutes.
Do payday loans affect your credit score?
Usually only a little, if at all. Because many payday lenders don't use a traditional hard credit pull and often don't report to the major bureaus, a payday loan repaid on time typically has little effect on your score. A balance that goes unpaid and reaches collections could hurt it, so borrow an amount you can repay on your due date. Coral Springs residents can see their options with our 3-minute form.
How do payday loans work in Coral Springs?
You fill out a short online request, a lender reviews your income and banking details, and if you're approved you see the amount, fee and due date before you sign. Funds are typically deposited into your checking account, often by the next business day. On your due date, repayment is usually taken from that same account. Coral Springs residents can start the process online in about 3 minutes.
Is a payday loan secured or unsecured?
A payday loan is an unsecured loan. You don't put up a car, home or other property as collateral. Instead, lenders base their decision mainly on your income and checking account, and repayment is usually scheduled from that account on your due date. That keeps the process quick, since there's nothing to appraise. Coral Springs residents can see if they qualify in about 3 minutes.
What is a payday loan in Coral Springs?
A payday loan is a small, short-term loan, usually a few hundred dollars, that you repay in one payment on or around your next payday. Borrowers in Coral Springs can request one online from home instead of visiting a storefront. Through our free form you can be matched with lenders in our network, with amounts depending on the lender and Florida rules. See if you qualify in about 3 minutes.
Do I need to visit a store in Coral Springs?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.