Payday loans in Pembroke Pines, FL
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pembroke Pines, FL.
The median household in Pembroke Pines earns $85,104 a year, 14% above the Florida median of $74,568. About 10% of residents live below the federal poverty line, and 30.4% of households rent their home. When an unexpected bill hits before payday, Pembroke Pines residents can request $100 to $1,000 online in minutes.
Florida law that applies in Pembroke Pines
| Maximum loan | $500 per single-payment loan (not counting fees). |
|---|---|
| Fee cap | Single-payment loan: fees may not exceed 10% of the amount provided, plus a verification fee (OFR states this as $5.00). |
| Rollovers | Not allowed. |
| Loans at once | One at a time, across all lenders. |
| Payment plan | Single-payment loans: if you cannot pay by the end of the term, the lender must give you a 60-day grace period at no extra charge, as long as you make an appointment with an approved consumer credit counseling agency within 7 days and finish counseling within… |
Full rules with statute citations: Payday Loans in Florida. Cities in Florida cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Pembroke Pines
Here's what to have on hand before you start your payday loan request in Pembroke Pines:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Pembroke Pines
What Pembroke Pines borrowers use it for
gifts and travel without maxing a card
Need money nowthe fastest options online
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Loans for your situation
How to get a payday loan in Pembroke Pines
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve Florida.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
Florida does not set a single per-$100 fee cap for this product; check the lender's disclosure. $15 per $100 is shown as an example.
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Pembroke Pines
30 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of America, National Association | 6 | 16350 Pines Blvd, Pembroke Pines 33027 |
| Wells Fargo Bank, National Association | 4 | 702 N University Dr, Pembroke Pines 33024 |
| JPMorgan Chase Bank, National Association | 4 | 390 S Flamingo Rd, Pembroke Pines 33027 |
| TD Bank, National Association | 3 | 7999 Pines Blvd, Pembroke Pines 33024 |
| Regions Bank | 2 | 8020 Pines Blvd, Pembroke Pines 33024 |
| Truist Bank | 2 | 11200 Pines Blvd, Pembroke Pines 33026 |
| Citibank, National Association | 2 | 18395 Pines Blvd, Pembroke Pines 33029 |
| Fifth Third Bank, National Association | 2 | 199 N University Dr, Pembroke Pines 33024 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pembroke Pines
13 credit-union locations from 10 credit unions.
| Credit union | Location |
|---|---|
| Navy Federal Credit Union | 15759 Pines Blvd, Pembroke Pines 33027 |
| Space Coast | 151 Sw 184Th Ave, Pembroke Pines 33029 |
| Publix Employees | 219 N University Dr, Pembroke Pines 33024 |
| Dade County | 179 N Hiatus Rd, Pembroke Pines 33026 |
| Justice | 2030 Sw 145Th Ave, Pembroke Pines 33027 |
| Brightstar | 12405 Taft St, Pembroke Pines 33028 |
| We Florida Financial | 9560 Pines Blvd, Pembroke Pines 33024 |
| Power Financial | 2020 Nw 150Th Ave, Pembroke Pines 33028 |
| Memorial Employees Financial | 703 N Flamingo Rd, Pembroke Pines 33028 |
| Sun | 701 Promenade Dr Ste 105, Pembroke Pines 33026 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Broward County · Personal Loans in Pembroke Pines · Title Loans in Pembroke Pines
Frequently asked questions
Can I get a payday loan in Pembroke Pines, FL?
Payday loans (called deferred presentment transactions) are legal in Florida from lenders licensed by the Office of Financial Regulation, under Part IV of Chapter 560, Florida Statutes. You can request one online from Pembroke Pines through our network; approval and terms are set by the lender.
How much can I borrow with a payday loan in Pembroke Pines?
$500 per single-payment loan (not counting fees). For an installment payday loan, neither the check amount nor the outstanding balance may exceed $1,000.
How fast can I get a payday loan in Pembroke Pines?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
What is a payday loan in Pembroke Pines?
A payday loan is a small, short-term loan, usually a few hundred dollars, that you repay in one payment on or around your next payday. Borrowers in Pembroke Pines can request one online from home instead of visiting a storefront. Through our free form you can be matched with lenders in our network, with amounts depending on the lender and Florida rules. See if you qualify in about 3 minutes.
Do payday loans show up on your credit report?
Many payday lenders do not report regular, on-time payments to the three major credit bureaus, so the loan often doesn't appear on a standard credit report. Some lenders and specialty bureaus do track short-term loans, and an unpaid balance sent to collections can be reported. Your lender explains its reporting policy in the loan agreement. Ready to compare offers in Pembroke Pines? Our form takes about 3 minutes.
How do payday loans work in Pembroke Pines?
You fill out a short online request, a lender reviews your income and banking details, and if you're approved you see the amount, fee and due date before you sign. Funds are typically deposited into your checking account, often by the next business day. On your due date, repayment is usually taken from that same account. Pembroke Pines residents can start the process online in about 3 minutes.
Do payday loans affect your credit score?
Usually only a little, if at all. Because many payday lenders don't use a traditional hard credit pull and often don't report to the major bureaus, a payday loan repaid on time typically has little effect on your score. A balance that goes unpaid and reaches collections could hurt it, so borrow an amount you can repay on your due date. Pembroke Pines residents can see their options with our 3-minute form.
What is a payday advance loan?
A payday advance loan is another name for a payday loan: a short-term advance on your next paycheck. You borrow a small amount and repay it, plus a fee, when you're next paid. The process is quick because lenders look mainly at your income and checking account. Pembroke Pines residents can request a payday advance online through our network in about 3 minutes.
Do I need to visit a store in Pembroke Pines?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.