Payday loans in Four Corners, OR
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Four Corners, OR.
The median household in Four Corners earns $69,669 a year, 16% below the Oregon median of $83,011. About 14% of residents live below the federal poverty line, and 34.7% of households rent their home. When an unexpected bill hits before payday, Four Corners residents can request $100 to $1,000 online in minutes.
Oregon law that applies in Four Corners
| Fee cap | Interest may not exceed 36% a year. |
|---|---|
| Rollovers | No more than two renewals. |
| Loans at once | Lenders must use a state loan tracking system, and may charge you only what the system's vendor charges them. |
Full rules with statute citations: Payday Loans in Oregon. Cities in Oregon cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Four Corners
Here's what to have on hand before you start your payday loan request in Four Corners:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Four Corners
What Four Corners borrowers use it for
gifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Loans for your situation
How to get a payday loan in Four Corners
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve Oregon.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
Oregon caps the fee at $10 per $100 (state law).
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Marion County
50 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Columbia Bank | 10 | 550 Center Street Ne, Salem 97301 |
| U.S. Bank National Association | 9 | 2263 Country Club Rd, Woodburn 97071 |
| JPMorgan Chase Bank, National Association | 7 | 5135 Commercial St Se, Salem 97306 |
| KeyBank National Association | 6 | 941 N Pacific Hwy, Woodburn 97071 |
| Wells Fargo Bank, National Association | 5 | 580 State St, Salem 97301 |
| Willamette Valley Bank | 3 | 101 High St Ne, Salem 97301 |
| Pioneer Trust Bank, National Association | 2 | 109 Commercial St Ne, Salem 97301 |
| Citizens Bank | 2 | 217 E Main St, Silverton 97381 |
| Bank of America, National Association | 2 | 3803 Center St Ne, Salem 97301 |
| Riverview Bank | 1 | 112 Main St, Aumsville 97325 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Marion County
27 credit-union locations from 13 credit unions.
| Credit union | Location |
|---|---|
| First Technology | 6015 Ulali Dr Ne, Keizer 97303 |
| Onpoint Community | 5120 River Rd N, Keizer 97303 |
| Oregon Community | 2755 Commercial St Se, Salem 97302 |
| Oregon State | 4952 River Rd N, Keizer 97303 |
| Selco Community | 3833 Commercial St Se, Salem 97302 |
| Unitus Community | 3820 Market St Ne, Salem 97301 |
| Marion And Polk Schools | 451 Division St Ne, Salem 97301 |
| Central Willamette | 852 Lancaster Dr Se, Salem 97317 |
| Heritage Grove | 631 Winter St Ne, Salem 97301 |
| Nw Preferred | 393 E Florence St, Stayton 97383 |
| Valley | 2096 Mission St Se, Salem 97302 |
| Teamsters Council #37 | 750 Browning Ave Se, Salem 97302 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Marion County · Personal Loans in Four Corners · Title Loans in Four Corners
Frequently asked questions
Can I get a payday loan in Four Corners, OR?
Payday loans are legal in Oregon from lenders licensed by the Division of Financial Regulation under ORS chapter 725A. You can request one online from Four Corners through our network; approval and terms are set by the lender.
How much does a $300 payday loan cost in Four Corners?
At Oregon's cap of $10 per $100, the fee on $300 is $30, so you would repay $330 on your due date.
How fast can I get a payday loan in Four Corners?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
How do payday loans work in Four Corners?
You fill out a short online request, a lender reviews your income and banking details, and if you're approved you see the amount, fee and due date before you sign. Funds are typically deposited into your checking account, often by the next business day. On your due date, repayment is usually taken from that same account. Four Corners residents can start the process online in about 3 minutes.
How much does a payday loan cost in Four Corners?
Interest may not exceed 36% a year. Your lender shows the exact fee, total amount to repay, due date and APR before you sign, so you know the full cost upfront. There's no charge to use our form, and you're never obligated to accept an offer. Compare what lenders offer Four Corners borrowers in about 3 minutes.
Where can I get a payday loan in Four Corners?
You can visit a storefront in Four Corners or request a loan online without leaving home. Our free form sends one request to multiple lenders in our network, so you don't have to apply store by store. If a lender makes you an offer, you review the terms and decide whether to accept, with no obligation. It takes about 3 minutes to see if you qualify.
What is a payday loan in Four Corners?
A payday loan is a small, short-term loan, usually a few hundred dollars, that you repay in one payment on or around your next payday. Borrowers in Four Corners can request one online from home instead of visiting a storefront. Through our free form you can be matched with lenders in our network, with amounts depending on the lender and Oregon rules. See if you qualify in about 3 minutes.
Is a payday loan the same as a cash advance?
The terms are often used interchangeably. A payday loan is sometimes called a cash advance because it advances money against your next paycheck. A credit card cash advance is different: you withdraw cash against your card's credit limit, which requires available credit on a card. If you don't have card credit to tap, a payday loan through our network is a fast option. Check your options in about 3 minutes.
Do I need to visit a store in Four Corners?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.